IDB Bank

Job Details

Job Title:Jr. Account Officer Location:New York, NY
Department Name:Israeli Desk Date Posted:7/1/2013
Job Description:

Company Information

Israel Discount Bank of New York, also known by its registered service mark, “IDB Bank”, is a full service commercial bank chartered by the State of New York and a member of the Federal Deposit Insurance Corporation (FDIC). Our liquidity and capital ratios are strong, and we are ranked by Crain’s New York Business as the 14th largest commercial bank in the New York area. the Bank provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex, sexual orientation, national origin, age, disability, genetic status, citizenship status, marital status, military or veteran status, current unemployment or any other legally protected category in accordance with applicable federal, state and local law.

Job Summary

As a member of a mini-team handle 5- 10 accounts and help in the underwriting of new and existing financing proposals and/or credit reviews as well as backing up the account officer of the mini team that he or she is assigned to.

Job Description

  • Handle between 5 and 10 accounts assigned to each mini team.
  • Underwrite new deals and changes to existing deals
  • Ensure timely receipt of all financial information, EOMs and field exams and analyze such.
  • Complete annual credit reviews on a timely basis for the mini teams.
  • Monitor and report all deteriorations in credit quality to the team leader, group head and department head.
  • Help prepare loan documentation and follow through to the closing, along with the team leader.
  • Complete daily work of booking loans, checking overdrafts, uncollected and other reports as well as help manage customer inquiry with the administrative assistants.
  • Aid the team leader with calling on prospects and customers to, identify needs, develop new business and cross selling the banks products.
  • Manage and monitor of the selling of bank products to customers and prospects all.
  • Generate new business (existing and prospective) and cross sells individually and as a team to meet Group goals.
  • Comply with all of the bank’s and department’s policies and procedures.
  • Work on special projects as such is assigned.
  • Ensure adherence to all auditing, compliance initiatives for the team as well as KYC/BSA/KYC,HR, requirements and make sure all on your team do such.

Minimum Qualifications

3-5 yrs banking experience; BA preferably in finance, accounting or economics; MBA preferred; drivers license.


The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.
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