IDB Bank

Job Details

Job Title:Assistant Vice President Lending Location:New York, NY
Department Name:Syndications Date Posted:7/3/2013
Job Description:

Company Information

Israel Discount Bank of New York, also known by its registered service mark, “IDB Bank”, is a full service commercial bank chartered by the State of New York and a member of the Federal Deposit Insurance Corporation (FDIC). Our liquidity and capital ratios are strong, and we are ranked by Crain’s New York Business as the 14th largest commercial bank in the New York area. the Bank provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex, sexual orientation, national origin, age, disability, genetic status, citizenship status, marital status, military or veteran status, current unemployment or any other legally protected category in accordance with applicable federal, state and local law.

Job Description

  • Underwriting new and existing credit requests for credit approval within the Corporate Finance group at IDB.
  • Analyzing historical financial statements to determine business trends, margin analysis, cash flow coverage and leverage.
  • Developing financial projection models and sensitivity analyses.
  • Processing of amendments, renewals and waivers for existing customers for credit approval, updating internal reports using borrowing base certificates and financial statements, analyzing business trends, reviewing risk ratings, completing annual reviews and reporting on borrowing activity to Group Head.
  • Managing 10 to 20 borrowing accounts within the group.

Minimum Qualifications

  • Exceptionally strong analytical skills with a meticulous attention to detail.
  • Advanced mastery of Microsoft Word and Excel with working knowledge of PowerPoint.
  • Ability to handle multiple projects simultaneously and an ability to work effectively in a small tight-knit team work environment.
  • Ability to make effective decisions by analyzing and prioritizing.
  • Excellent written and verbal communication skills.
  • 2 to 5 years of banking experience in a corporate or middle market banking environment.
  • Bachelor’s degree in accounting, finance or economics.


The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.
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