IDB Bank

Job Details

Job Title:Commercial Real Estate Underwriter/Jr. Loan Officer Location:Los Angeles, CA
Department Name:Downtown LA Date Posted:7/12/2013
Job Description:

Company Information

Israel Discount Bank of New York, also known by its registered service mark, “IDB Bank”, is a full service commercial bank chartered by the State of New York and a member of the Federal Deposit Insurance Corporation (FDIC). Our liquidity and capital ratios are strong, and we are ranked by Crain’s New York Business as the 14th largest commercial bank in the New York area. the Bank provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex, sexual orientation, national origin, age, disability, genetic status, citizenship status, marital status, military or veteran status, current unemployment or any other legally protected category in accordance with applicable federal, state and local law.

Job Summary

Handle a full loan portfolio and develop additional Commercial Real Estate secured financing business.

Job Description

  • Prepare commercial real estate lending packages for presentation, including appropriate research, analysis and spreads, etc.
  • Work with Chief Appraiser having an in depth knowledge of Appraisal valuation, Environmental reports, and R/E property insurance.
  • Coordinate with internal and external parties to facilitate loan closing, funding, and maintenance / monitoring, as needed.
  • Handling account operations within lending area.
  • Assist the loan officers in preparing/ reviewing documentation and booking/ renewing loans, and interface with Loan IQ.
  • Support Loan Officers by contacting customers for financial statements, tax returns, and other required documents.
  • Assist Loan Officers/ Team Leader/ Group Head with preparation for external and internal audits and loan reviews.
  • Assist Loan Officers/ Team Leader/ Group Head with any special projects, or other tasks as assigned.
  • Develop business contacts and bring in new prospects for evaluation. Use contacts with current client base to cross sell other IDB Bank products (private banking, cash management, etc.)
  • Comply with all the Bank's and department's policies and procedures.
  • Ensure adherence to all auditing and compliance requirements, including all BSA/ AML/ KYC requirements.


  • 4-5 years banking experience, specifically credit analysis and financial statement spreading.
  • Bachelors degree with courses in accounting and finance, (MBA preferable).
  • Strong communication and interpersonal skills, with the ability to work in a team environment,
  • Ability to handle and prioritize multiple assignments.
  • Strong organizational skills, proactive approach and customer service focused.


The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.
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