IDB Bank
Personal Banking
Personal Banking

Your money should be on deposit with a bank that has a healthy balance sheet.

International clients, please click here.
Regular Checking Accounts Enjoy a regular checking account with no monthly service charge if you maintain an average daily collected balance of $1,500. You can also apply for overdraft protection with our Automatic Cash Account.
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Basic Banking Accounts Low-cost Basic Banking Accounts are available to residents of New York State. These checking accounts allow for up to 8 withdrawals per month with a low minimum initial deposit of only $25.00 and a minimum balance to be maintained of only $0.01. A lower monthly service charge of $3.00 applies (however, our standard $12 charge applies each month that the above withdrawal limit is exceeded).

Online Services

You can access your checking account, pay bills and transfer funds between your accounts. Do all this and more through the Internet. Contact your bank officer for details.
IDB Better CheckingSM Accounts Enjoy all the benefits of a regular checking account plus interest by maintaining a minimum daily collected balance of $5,000. To avoid a monthly service charge maintain an average daily collected balance of $2,500.
Money Market Savings Accounts Invest in an account that offers higher money market interest rates and access to your funds by maintaining a minimum daily collected balance of $5,000. To avoid a monthly service charge maintain an average daily collected balance of $2,500. These accounts are limited in the number of monthly transactions as required by law.
Time Deposits A wide range of time deposit maturities is available. Preferred rates are paid on deposits of $100,000 or more. Also ask about our Foreign Currency Time Deposits and other Time Deposit products, including IRA's. Deposits booked through our Cayman Island Branch, or IBF, are not FDIC insured.
Structured Time Deposits with Principal Protection

Our innovative Structured Time Deposits with Principal Protection offer exciting potential for increased return without risk to principal - even those that are linked for example, to equity indexes. These are particularly interesting for the risk-averse investor.

* For all of the deposit accounts listed above, please see the Rules and Regulations for the applicable account and our Schedule of Fees for further details, including any applicable minimum balance requirements and early withdrawal penalties. Copies may be obtained at any of our offices.

Safe Deposit Boxes Protect your valuables in the heart of New York City at our modern facilities for just pennies a day.
Other Personal Banking Services

Business Banking

U.S. Private Banking

International Private Banking

For more information, please contact:

Elliot Tolchin, FVP
IDB Bank
511 Fifth Avenue, NY, NY 10017
(212) 551-8708

Email us

Moti Levy-Tsedek, FVP & Branch Manager
IDB Bank
888 So. Figueroa Street, Suite 550
Los Angeles, CA 90017
(213) 861-6455

Email us